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Buy Auto Insurance OnlineForum - Questions & AnswersIs It Cheaper To Buy Auto Insurance Online?Question: I have been looking for auto insurance and i have been getting quotes online. I see some pretty good prices. Some places i get a different price online but when i go into the office to talk in person i get a higher amount then what i saw online. Should i just buy car insurance online? Is it better to buy online?Answer: Surprising as it may seem, the Progressive agent in your town does not necessarily sell the same insurance as the company on the Internet or on TV. This is true of several companies who advertise heavily on TV. The local agents in your town are usually independent agents who sell insurance from several different companies. I like the convenience of being able to pick up a phone and talk to my local agent, but I always shop around before I buy a new policy. ![]() How to Buy Auto Insurance Online?Question: Can I pay for my auto insurance online?Answer: Shopping for insurance online can be an easy way to compare policy premiums. Insurance companies have made it simple to get rate quotes and purchase policies through the web. However, it's important to understand your state's requirements and individual needs when purchasing a policy online. ![]() where can i get auto insurance online?Question: I was looking to buy auto insurance online. anyone know where to start lookingAnswer: Try here first. It will give you a good idea of how to go about getting auto insurance. Best of luck john ![]() Do I have to show proof of ownership of a car to get car insurance online?Question: Do I need to show any type of proof or give a vin number for a car to buy auto insurance online?Answer: You don't need to show proof of ownership (but if you're doing it for a friend who owns/uses it, they should be a listed driver). A VIN usually helps determine the symbol for the car (replacement cost -- needed to calculate comp and collision). But you'll do better finding a local independent agent with lots of companies, explain any situations that may need special handling (DUI's, teen drivers, no prior insurance, combining with homeowners/renters, etc.). The usual advice is: higher coverage (slight price increase), higher deductible (lowers the price), honesty about your record. Your credit rating can also affect the price with most companies -- be prepared to be asked for a SSN, or to give them your credit score in lieu of this. Independent agents can usually get you a better price, because they can comparison shop many companies (would you rather priceline/travelocity if you're looking for an airline ticket, or would you rather call each airline?). ![]() |
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